

Pet health answers, and what they really cost.
Is it safe, what's wrong, how urgent is it — and what will the vet bill be? Clear, sourced answers for dogs and cats.
Every fact cited — Merck, ASPCA, AVMA Updated November 2026
Four questions. One clear answer to each.
Every page on VetExpenses answers them in this order, with separate verdicts for dogs and cats and every fact cited.

Is it safe?
Foods, treats and plants, each with a verdict for dogs and for cats — and what to do if your pet already ate it.
43 foods and plants checked
Check a food
What's wrong?
Every food and plant page lists the signs to watch for, how soon they start, and when to call the vet.
43 pages list the warning signs
Warning signs
How urgent is it?
Three levels on every page: go to an emergency vet now, call your vet today, or usually OK to monitor at home.
Triage, not diagnosis
Emergency steps
What will it cost?
Every answer shows what the vet bill is built from and links to the insurance calculator. Price ranges appear once they are verified against named sources.
Ranges published only once verified
How we price
The answers owners check most
Check any food- Can dogs eat grapes?Toxic
- Can dogs eat chocolate?Toxic
- Can dogs eat xylitol?Toxic
- Can dogs eat onions?Toxic
- Can dogs eat pumpkin?Safe
- Can dogs eat peanut butter?In moderation
- Can dogs eat bananas?In moderation
- Can dogs eat cheese?In moderation
- Are lilies toxic to cats?Toxic
- Is pothos toxic to cats?Caution
- Is spider plant toxic to cats?Safe
Trending now
Thanksgiving foods
Turkey skin, onions, garlic, grapes and pumpkin pie: what's safe to share from the holiday table.
Free pet health tools
All tools- Chocolate Toxicity CalculatorEstimate the methylxanthine dose your dog ate.
- Dog Age CalculatorConvert dog years to human years two ways.
- Is Pet Insurance Worth It? CalculatorYour out-of-pocket cost with and without a policy.
- Dog Food Calorie CalculatorDaily calories and cups from your dog's weight.
- Cat Age CalculatorConvert cat years to human years and see the life stage.
Owner's page
Set up your pet's record
Add your pet once and our tools fill in the weight and age for you, food pages size the treats, and you can skip the typing at 2 a.m. It stays in this browser only — no account, nothing sent to us.
The field guide
Pet health, in plain English
Pet health comes down to four questions every dog and cat owner eventually asks: is this safe, what is wrong, how urgent is it, and what will the vet bill be? VetExpenses answers them in that order — separate verdicts for dogs and cats, three urgency levels on every symptom, and the cost of the care each answer may lead to.
Nothing here replaces your veterinarian. When in doubt, call your vet or a pet poison line first and read later.
Is it safe? Foods and plants
Many everyday foods are fine for people and risky for pets. The ASPCA Animal Poison Control Center singles out a short list worth memorizing [1]:
- Grapes and raisins can lead to kidney damage in dogs; tartaric acid is the suspected toxic component [1]. See can dogs eat grapes.
- Onions, garlic and chives (the Allium family) can damage red blood cells and cause anemia; cats are more susceptible than dogs [1].
- Xylitol, a sweetener in gum, candy, baked goods and toothpaste, can cause low blood sugar and, depending on the amount, liver damage [1].
- Chocolate, coffee and caffeine contain methylxanthines; the darker the chocolate, the greater the risk, with baking chocolate and cocoa powder the most concentrated [1][2]. Use the chocolate toxicity calculator to estimate the dose.
- Macadamia nuts can cause weakness, vomiting, tremors and overheating in dogs, usually within 12 hours [1].
- Milk and dairy often cause diarrhea, because pets make little lactase, the enzyme that digests milk sugar [1].
For the full list, start with foods toxic to dogs, the A–Z guide to what dogs can eat, and its cat counterpart, what cats can eat. Plants matter just as much, especially for cats: browse plants toxic to cats and read are lilies toxic to cats before bringing cut flowers home.
What's wrong? Reading the signs
Pets can't tell you where it hurts, so changes are the signal: eating less, hiding, shaking, vomiting, limping, scratching, drinking or urinating more. Our symptom pages list the common causes for each sign, how a vet tells them apart, and what you can safely do at home in the meantime — such as why a dog is shaking, a cat throwing up, dog allergies, a dog ear infection or a dog UTI. Browse them all in the symptoms hub.
How urgent is it?
Every symptom page starts with three levels: go to an emergency vet now, call your vet today, or usually OK to monitor at home. For a suspected poisoning, speed matters. The Merck Veterinary Manual notes that for chocolate, signs usually appear within 6–12 hours, and that early decontamination by a veterinary team can reduce how severe the poisoning becomes [2]. That is why we always say: call first. Don't make your pet vomit unless a veterinarian or poison control tells you to. The dog and cat symptom checker walks you through the red-flag questions, and our pet poison emergency page has the numbers and steps.
What will it cost? Vet expenses
The same procedure can cost very different amounts depending on the kind of clinic (nonprofit or low-cost, general practice, or specialty and emergency hospital), where you live, your pet's size and age, and whether it happens on a scheduled weekday or at night. Our vet expenses hub breaks bills into line items — exam, bloodwork, anesthesia, procedure, medication, follow-ups — and explains each range with its source and date. Start with the emergency vet cost, a routine vet visit cost, a dog x-ray cost, or how much it costs to spay a dog. If money is tight, our guide to affordable vet care covers low-cost clinics, veterinary schools, nonprofits and payment options.
Life stages: puppies, kittens and seniors
Dogs do not age seven human years per year [3]. Researchers who studied the DNA of 104 Labrador Retrievers proposed a curve instead: human age = 16 × ln(dog age) + 31, which ages dogs quickly when young and more slowly later [6]. Try it in the dog years to human years calculator. Size matters too: the AVMA describes dogs as senior at roughly 8–11 years for small breeds, 8–10 for medium, 8–9 for large and 6–7 for giant breeds [3], while cats are generally considered senior after 10 [3]. For cats, International Cat Care equates the first two years with 24 human years, then 4 human years for each year after [4] — see cat years to human years.
Feeding and weight
Veterinary nutrition starts from the resting energy requirement, RER = 70 × (body weight in kg)0.75, multiplied by a factor for life stage — for example 1.6 for a neutered adult dog and 1.8 for an intact one — and any individual dog may need up to 30% more or less [5]. The dog food calculator does the math and converts it to cups for your food. Treats count toward the daily total, so keep them a small share of it.
Pet insurance basics
A pet insurance policy has four numbers that decide what you actually pay: the monthly premium, the deductible you pay before coverage starts, the reimbursement rate (the share of an eligible bill the policy pays back), and the annual limit. Plans range from accident-only to accident-and-illness, and the NAIC notes that pre-existing conditions may be excluded or covered only on a limited basis [7]. Read how pet insurance works, compare pet insurance for dogs and pet insurance for cats, see what accident-only pet insurance covers, then run your own numbers in the is pet insurance worth it calculator. We don't rank or recommend insurers.
Sources
- People Foods to Avoid Feeding Your Pets. ASPCA Animal Poison Control Center. Accessed November 7, 2026.
- Chocolate Toxicosis in Animals. Merck Veterinary Manual. Accessed November 7, 2026.
- Caring for senior cats and dogs. American Veterinary Medical Association (AVMA). Accessed November 7, 2026.
- How to tell your cat's age in human years. International Cat Care. Accessed November 7, 2026.
- Nutritional Requirements of Small Animals. Merck Veterinary Manual. Accessed November 7, 2026.
- Quantitative Translation of Dog-to-Human Aging by Conserved Remodeling of the DNA Methylome (Wang et al., Cell Systems, 2020). PubMed Central. Accessed November 7, 2026.
- Pet Insurance: It Could Save Your Pet's Life, Could Save You Money. National Association of Insurance Commissioners (NAIC). Accessed November 8, 2026.
How we check every answer
Every verdict, dose threshold and price on VetExpenses comes from a named source, cited on the page. If we can't verify a value, we don't publish it.
Read our editorial policySources we use
Merck Veterinary Manual, the ASPCA Animal Poison Control Center, the American Veterinary Medical Association (AVMA), the American Animal Hospital Association (AAHA), university veterinary colleges, peer-reviewed journals and government data.
Review, honestly labeled
Pages are fact-checked against their cited sources. Until a licensed veterinarian reviews a page, it says so: “Veterinary review pending.” Health pages are re-checked every 12 months, cost pages every 6.
About medical review